Frequently Asked Questions


Here are the answers to the questions we’re most commonly asked.

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Who can open a Junior ISA?

Junior ISAs can only be opened by an individual who has parental responsibility for a child who is under the age of 18 and lives in the UK.

You must have an account with Silo to open a Junior ISA, meaning you will be the Registered Contact for the account.

When your child turns 18, they will become the Registered Contact and their JISA will transfer automatically to an ISA. This means they can keep investing in their ISA, transfer it somewhere else or withdraw some or all of it.