All parents want to achieve the best for their children; good education, enriching life experiences and success. But what is the ‘best’? Clearly, the definition will vary enormously depending on each family’s objectives and circumstances, as well as the aptitudes and aspirations of their children.
While an increasingly large number of parents view state school, accompanied perhaps by tutoring, as a good approach to their children’s education – a significant minority still view private education as the best way to provide their children with a good start in life.
However, growing school fees can make the latter feel increasingly unaffordable as costs have outpaced the rise in professional wages. For many professions where, a few years back, private education would have been an attainable aspiration, today, educating even one child privately can be impossible. It is therefore important to identify what is feasible with available finances and how to get the most value from them.
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Here are some key stats from our report
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We surveyed 2,000 working parents across the UK with children aged five and under, and in line with our experience advising families saw not only how parents are cutting back on the amount of days they work to lower their childcare costs (markedly higher for women than men), but also just how heavily parents are relying on wider family members to help with childcare.
Every parent or grandparent wants to ensure they give their children the best possible start in life.
If you are looking to build your family’s savings over the long term, whether that’s to pay for university fees, or to help your children onto the property ladder, investing in a children’s savings account, like a Junior ISA, can be a great way to kick start their savings.