Five ways to reduce tax drag on your investments By Arica Gourlay & Bronwen Horton September 2023 Reducing tax drag on investments is critical to ensure investors can realise the full potential of their portfolios throughout the 2023/2024 tax year. Recent changes in legislation have reduced the amount of gains and income an individual can …

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The benefits of bonds: a fixed income alternative to equities By Mateusz Malek July 2023 Bonds offer a fixed income and can deliver attractive returns over the medium to long term, making them an excellent investment to consider for your portfolio. Bonds offer some advantages over equities. These include providing a regular income, aiding with …

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Where to invest in AI: opportunities beyond the headlines By Simon Marsh July 2023 Artificial Intelligence (AI) is arguably the most exciting space to invest in today due to the speed at which the industry is changing, but which companies should you be investing in, and are there other, lesser-known opportunities that you should consider? …

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What the end of the Lifetime Allowance means for pension savers By Shaun Robson & William Stevens May 2023 The end of the Lifetime Allowance for pension savers announced in the Spring Budget is likely to have surprised many, especially as it was due to remain at the current rate until the end of the …

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How to plan your finances effectively for the new tax year By Shaun Robson & William Stevens April 2023 The start of a new tax year is the perfect time to review your finances, and it is even more important to do this in 2023 following the changes announced in the Spring Budget. Perhaps you …

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How to reduce Capital Gains Tax on property and investments By Shaun Robson & William Stevens February 2023 With significant Capital Gains Tax (CGT) changes coming into play in April, it is likely to be more difficult than before to reduce CGT on property and investments. This means it is more important than ever to …

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The true cost of private school education in 2023 By Shaun Robson & William Stevens February 2023 The significant cost of private education is too frequently underestimated; while the fees for the education itself are rising, the everyday expenses associated with this type of schooling are also proving to be a significant outgoing for families …

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How effective cash flow planning can help your finances go further By Shaun Robson & William Stevens January 2023 Visualising where you will end up in the future and keeping up to date with changes to financial regulation can be challenging, but cash flow planning can help ensure you are taking advantage of any opportunities …

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When do I need to pay tax on financial gifts to family members? By Shaun Robson & William Stevens December 2022 The rules surrounding financial gifts to family members in the UK may seem simple, but they are full of complications, which can catch many off-guard. However, the good news is that there are plenty …

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What is the Residence Nil Rate Band and how can it help with Inheritance Tax? By Shaun Robson & William Stevens November 2022 The Residence Nil Rate Band offers a significant amount of relief on inheritance tax; however, calculating eligibility can be complex. Managing the estate of a loved one who has recently died can …

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