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As the time to dial down or stop work approaches it is important to have a financial plan in place. This short guide breaks down key areas including how the state pension works, final salary schemes and defined contribution pensions. It also explains how someone can boost their pension pot and discusses the merits of pensions versus other tax-effective long-term savings vehicles. 

Nothing in these guides should be construed as investment advice, financial advice, tax advice or as a comment on the suitability of any investment or investment service.

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