Cash ISA Transfers

Stocks and Shares ISA versus Cash ISA

Many millions of ISA investors have saved more into Cash ISAs over the years than into Stocks and Shares ISAs, but long term investors have been better served by equity investment than by holding cash, particularly during periods of rising inflation

The Stocks and Shares ISA wrapper provides real benefits, with no CGT on any investment held within it AND no income tax on any income paid out. It is possible to transfer Cash ISAs into a Stocks and Shares ISA without losing the valuable ISA tax saving and do so without cost. The benefit of a Stocks and Shares ISA is the wide ISA investment choice, including UK Government Gilts, which are widely regarded as one of the safest investments, and often very attractive, paying out a higher return (UK 10 year Gilts pay 3.69% - Barclays Capital 01/09).

Through ISA consolidation, Killik & Co can arrange the transfer of your Cash ISA to the Killik & Co Stocks and Shares ISA without any charge.

Simply complete the Cash ISA to Stocks and Shares ISA Transfer Form.