What are Self Invested Personal Pensions (SIPPs)?
Self Invested Personal Pensions (SIPPs) were introduced in 1989 to give those planning for retirement greater control over where their pension fund is invested. A SIPP offers the widest range of pension investments including Cash, Equities (both UK and foreign), Gilts, Unit Trusts, OEICS, Hedge Funds, Investment Trusts, Real Estate Investment Trusts, Commercial Property and Land, Traded Endowment Plans and Options.
Our video explains what a SIPP is, how it differs from a personal or stakeholder pension and why the Killik & Co SIPP is different.
Investment Options
SIPPs versus Alternative Pensions:
| Investment Choice | State Basic Pension | Insurance Company Personal Pension | Self Invested Personal Pension (SIPP) |
| Insurance Company Funds |  |
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| Cash | |
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| Equities (both UK & Foreign) | |
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| Gilts & other fixed income instruments | |
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| Direct Holdings of Unit Trusts & OEICS | |
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| Hedge Funds | |
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| Investment Trusts | |
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| Real Estate Investment Trusts | |
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| Commercial Property | |
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| Futures and Options | |
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| Traded Endowment Policies | |
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Note - Tax treatment of investments and tax wrappers can change with future legislation
