Wealth Management Service – Individual
The purpose of our Wealth Management Service is to assist our clients with identifying and then achieving their financial goals and objectives so that they can achieve the lifestyle which they desire.
We work with our clients through the various stages of their life whether that is growing, protecting, preserving or ultimately distributing their wealth to ensure that their objectives are achieved as efficiently as possible
To operate on a truly holistic wealth management basis it is important that we can provide advice and guidance on all aspects of financial planning. Therefore, our services encompass the following areas:
Planning for Retirement
No matter how near to, or far from, retirement it is important to regularly review the retirement provision in place. We will work with our clients to determine the most appropriate strategy and as retirement approaches we will consider all options available to ensure that retirement income is structured in the most efficient way as possible.
Planning for Education
We recognise that living and working in the Middle East with children leads to a significant school fees commitment. Therefore, we work with our clients to calculate the fee liability over the years to come and then draw up a financial plan for the fees taking into consideration the most efficient way to save for and ultimately pay for these fees.
Planning for Death
Whatever stage that you are at in your life it is important to ensure that the wealth that you have accumulated and indeed continue to accumulate is protected in the event of premature death or long term sickness and disability. Therefore, we will provide advice to ensure that you and your dependents can maintain financial security in such an event.
Investment Planning
We know that underlying any retirement planning, education planning or estate planning strategy there is the requirement for a cohesive investment strategy. The starting point for any investment strategy is to understand our clients’ investment risk tolerance and create a suitable asset allocation aligned to this as well as financial objectives and time horizons. We will then work with our investment specialists to tailor the most suitable investment strategy to meet with our clients’ financial planning objectives
Planning for Sickness & Incapacity
Most people never really think about what would happen if they suddenly became ill or incapacitated for an appreciable period. It is a sad fact that most people would be financially better off dead than if they were simply unable to work.
Many have also never looked into the cover they would get from their company, if any; or what to do if they are self-employed. In the case of the elderly, looking into the cost of long term residential or nursing care can be particularly distressing.
Whatever your circumstances, we can help you with financial advice on how to assess your present situation and put in place appropriate cover for the future.
